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Investing In A Low Interest Rate Environment

Almost unbelievably, the last time there was a rate rise in Australia was November 2010, when the rate went from 4.5% to 4.75%. It’s been…

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Ingredients Of A Good Financial Plan Part 8 – Estate Planning

We’ve all seen it.  Someone dies and the family goes into financial freefall, because there was no Estate Plan…

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Ingredients Of A Good Financial Plan Part 7 – Insurance: The Defensive Strategy

Ingredients Of A Good Financial Plan – Insurance Insurance is the one key defensive strategy which is vital to protecting that ground you have gained.  You may not think you need insurance, but if you have an income, a debt or a dependent, you do. If putting a financial plan together was a game of […]

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Ingredients Of A Good Financial Plan – Part 6 Tax

Ingredients Of A Good Financial Plan – Tax “Nothing is certain but death and taxes” That may be true, but the amount of tax you pay doesn’t have to be an unavoidable burden.  Developing an effective tax strategy is another important pillar of a well-structured Financial Plan.  In our penultimate article on The Ingredients of […]

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Ingredients Of A Good Financial Plan – Part 5 Superannuation

What You Need To Know About Superannuation Superannuation is one of the cornerstones of any financial plan.  Getting your Superannuation right can mean the difference between a comfortable retirement and spending your time counting pennies. Traditional Super funds provide you with an enormous range of options.  It can be confusing, because everyone tells you their […]

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