So When Should You Start Planning for Retirement? That’s a loaded question. The answer is, it’s never too late. But it is also never too early to start planning your retirement funding. So when should you start planning for retirement? […]
How To Reduce Your Taxable Income? The big question is how to reduce taxable income? (00:00): What strategies can we use to reduce tax this financial year in order to limit the leakage caused by tax on your overall financial […]
How To Effectively Pay Off Debt This vLog discusses the key elements that need to be considered when looking at how to effectively pay off debt. (00:00): What lessons have we learned from the GFC in terms of managing debt, […]
Is The Economy Healthy & How Can You Tell ? An economy can be a little bit like a house of cards. Every element is dependent on the strength and movement of the others, one little twitch can bring the […]
Lessons Learned From The GFC & How This Can Help You (00:00): Hi, it’s Raffi from Manly Financial Services here. Over the last month, we’ve seen the medical market and the financial effects of the COVID-19 coronavirus take hold around […]
It is human nature to live according to your means. Some people are savers, some are spenders, but generally, we all live life based on our income. In the last few weeks, that paradigm has shifted, and the income we […]
(00:00): The Australian government is providing financial assistance to Australians who’ve been affected by the coronavirus pandemic. This assistance includes income support for individuals, payments to support Australian households, temporary earlier release of superannuation, temporarily reducing income stream minimum draw […]
…It’s Complicated! So what is the difference between a financial planner and financial advisor? A Certified Financial Planner is a Financial Adviser. But a Financial Adviser is not always a Certified Financial Planner. It’s a complicated business. And getting more […]
Australian Banks & Financial Institutions Departing Financial Planning The recent Royal Commission into Banking and Financial Services has had a significant impact on the Australian financial planning market, which has been amplified by banks and financial institutions departing financial planning. […]
It is important to consider your goals and objectives as well as your desired investment timeframe when you are considering we should invest. Defensive assets such as cash and bonds that are typically secure ideal for the short-term, however, over […]
